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Hogazai Risk Map Service-your one-stop solution for Monitoring and Alarm System

RollingStar

About the Application

Hogazai is a location-based service providing hands-on information about the natural hazards, eg. earthquake, flood, debris flow, landslide, soil liquefaction etc. This unique service is developed based on comprehensive studies and on government open data, and we provide reliable Risk Analysis Report to our customers.

Integration of comprehensive data sources Integrate multi-disciplinary and reliable data sources about natural hazards from government open data.

Professional data interpretation Collaborate with scientists and engineers from TADPI (Taiwan Association of Disaster Prevention Industry) for analysis of catastrophe risk. Unbiased and verified results Risk analysis is conducted based on theoretical background and the results are velidated with catalogue of historical events and actual claim reports from insurance industries.

In line with open standard Information service is developed based on standard protocol (eg. open architecture, open standard, and open tool).

Risk analysis reportProfessional and intuitive risk analysis report for your house, your factory, and suggestion of risk transfer solutions.

Integrate multi-disciplinary and reliable data sources about natural hazards from government open data.

For B2C

Users could get free access to Hogazai Risk Map Service portal and check out the risk potential and up-to-date hazard information, and even download Risk Analysis Report for their house and properties. The service provide hazard map information covering natural disasters we frequently face in our daily life, including earthquake, flood, debris flow, landslide, and soil liquefaction.

Users could get free access to Hogazai Risk Map Service portal and check out the risk potential and up-to-date hazard information.

For B2B

Professional risk evaluation is essential for Insurance industry, real estate brokers, financial industry, and for business in charge of the BCP, BCM services. The users could easily derive verified hazard potential information through our intuitive service portal .For business with high demand for our map service or with their own intranet applications , we not only provide API for the bridging service for our Hogazai map service, but customized map service to suit our customers’need, which includes customized service deployment, customized portal, and customized risk map.

Professional risk evaluation is essential for Insurance industry, real estate brokers, financial industry, and for business in charge of the BCP, BCM services.
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Earthquake

The surveying point is more than 100 meters away from the fault. When earthquake happens, the peak ground acceleration (PGA) will go between 0.33 to 0.48 g and the Vs30 (the average shear-velocity down to 30 meters underground) will be from 180 to 300m/s, so the fault might break apart, damaging the pipelines (tap water or natural gas) and the telecommunication systems (phone or internet). In addition, a 6.0 earthquake might bring down the furniture and doors, and harms the buildings to certain extent. Also, a much bigger shake is expected in this area with loose deposits due to the seismic side effects.

It is suggested to consult with the structural engineer to make sure whether the building fits the standards of earthquake resistance and any structural parts to be consolidated or not.

Earthquake

The surveying point is more than 100 meters away from the fault. When earthquake happens, the peak ground acceleration (PGA) will go between 0.33 to 0.48 g and the Vs30 (the average shear-velocity down to 30 meters underground) will be from 180 to 300m/s, so the fault might break apart, damaging the pipelines (tap water or natural gas) and the telecommunication systems (phone or internet). In addition, a 6.0 earthquake might bring down the furniture and doors, and harms the buildings to certain extent. Also, a much bigger shake is expected in this area with loose deposits due to the seismic side effects.

It is suggested to consult with the structural engineer to make sure whether the building fits the standards of earthquake resistance and any structural parts to be consolidated or not.

Benefit to customer

For insurance and financial industry

  • Reduce the time required for the underwriting and loan approval process.
  • Lower the loss ratio.
  • Spur development of new insurance and loan product.
  • Lower the ceded reinsurance leverage ratio for insurance industry.

For real estate brokers , property developer, BCP/BCM business

  • Hands-on info about risk disclosure of the property.
  • Increase customer satisfaction.
  • Introduce hazard mitigation and prevention procedures.
  • Clients

    Taiwan Association of Disaster Prevention Industry、Sinotech Engineering Consultants LTD、ShinKong Insurance
  • Performance

    Hogazai Risk Map Service has been incorporated into the underwriting process of ShinKong Insurance. A customized service portal has been developed and deployed for their fire insurance department. The underwriters could efficiently evaluate the risk potential for their potential client, with all results being validated with actual insurance claim data and catalogue of past event footprint. Therefore, not just the time required for the underwriting process has been reduced, but the insurance claim has been dramatically reduced accordingly. Meanwhile, new insurance product has been developed and so the premium base increased for the ShinKong Insurance.

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